Tax Relief Options For Nashville Homeowners

Dated: 04/04/2018

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by TJ Anderson

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Nashville’s growth has brought a lot of positives, from the food scene to the concert scene. But it brings its struggles, too, and Nashville homebuyers and homeowners know that all too well.

Beyond the rising costs of buying a home in Nashville, keeping that home up — particularly on the property tax front — has become more expensive too. From 2013 to 2017’s reappraisals, Davidson County property values rocketed up a record-setting median of 37 percent, which meant many homeowners — particularly in rapid-rise neighborhoods like East Nashville and The Nations — have been struggling with property taxes.

That’s been made clear enough in the record number of property tax appeals last year — a massive 55 percent jump, according to The Tennessean.

There may be relief available, but hurry

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For a lot of middle-class homeowners in Nashville, higher home prices and higher property taxes are just our new reality.

But for some Nashvillians in need, there are relief options:

Tennessee’s Tax Freeze Program

Designed to help older Nashville residents stabilize as values rise, The Property Tax Freeze Act is available to homeowners 65 and older, with an income under the county limit (for 2016, it was $41,660). Those eligible homeowners, if they qualify, have property taxes frozen at a base amount, and it’ll stay there as long as you continue to qualify.

Find more information about the Tax Freeze Program at

Tax deferral

Elderly and disabled Davidson County homeowners might qualify for a tax deferral, a program that holds off taxes on a primary residence until either the sale of the home, or the qualifying homeowner’s death. More about the Tax Deferral Program at

Tax credit

Another program available for seniors aged 65 or older and disabled homeowners in Davidson County, tax credits may be available if your annual income falls under the program limits ($29,180 for 2016). Read more in the Tennessee property Tax Relief Program brochure.

Important: The deadline’s almost here

As Metro trustee Charlie Cardwell noted in an opinion piece in The Tennessean this week, time’s short for Nashville-area homeowners who need tax relief. The deadline to apply for many of these relief programs is Thursday, April 5.

Have questions or need help? Here’s how to reach the Nashville Metropolitan Trustee’s office, and a rundown of what you’d need to apply.

The Trustee’s office is the best place to go for tax relief issues, but other things related to Nashville homeownership — from buying to selling — are well in my wheelhouse. If you’re looking to buy a home here, or sell your Middle Tennessee home, I’d love to help. Call or email TJ Anderson Homes, and tell me about your plans and needs.

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TJ Anderson

TJ Anderson is a Nashville Realtor with Benchmark Realty who's helped countless clients both buy a home and sell a home in Nashville, Tennessee. He blogs about Nashville regularly, from Nashville-area....

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