By Guest Blogger and Nashville Home and Auto Insurance Broker, Will Montgomery
In the past 5 or so years the property and casualty insurance market has changed considerably.
Tennessee especially has experienced many natural disasters including May 2010 flood, tornados,
massive hail storms, earth quake tremors, and a multitude of sink hole problems. Seems it’s not
getting any better for the Volunteer state anytime soon...
All these unusual weather patterns resulted in an enormous amount of claim activity for this state. Loss
ratios are at an all time high causing insurance (property and casualty ) companies to be forced to make
the necessary changes and increase auto and home insurance rates to keep the doors open and remain
profitable. Some carriers have gone to actual cash value for roof replacement and others have decided
to increase the minimum deductible option from 500 to 1,000 + depending on prior claims activity.
If Tennessee weather continues to be a problem I see more drastic changes coming down the pike...
If any additional information is needed please don’t hesitate to call Montgomery & Associates insurance.
Author:TJ Anderson Phone: 615-364-1530 Dated: October 7th 2013 Views: 39,836 About TJ: TJ Anderson is a Nashville Realtor with Benchmark Realty who's helped countless clients both buy a h...
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